![]() ![]() They go to grab something from a top shelf and all of the products fall off the shelf, knocking them on the head. Examples of CoverageĮxample #1: A customer enters your small local grocery store. Just as a foundation isn’t a house by itself, a general liability policy doesn’t cover all your business insurance needs. Personal and advertising injury (financial loss caused by your ad).Lawsuit defense costs, investigations, attorney’s fees and settlements. ![]() Libel, slander and copyright infringement.General liability insurance can help protect your business from costs associated with: Your actual insurance coverage depends on your policy, so work with your insurance company or broker, and read the policy carefully to get what you need. What Does General Liability Insurance Cover? It generally covers your business liability, such as bodily injury, damage to someone else's property, copyright violations and lawsuits. The cost of general liability insuranceĪ general liability insurance policy is the foundation of your small business insurance coverage, which may also include things like workers’ compensation, an umbrella policy and commercial vehicle insurance.Who should get a general liability policy?.It is the foundation of small business liability protection. Depending on what kind of business you conduct, you may need additional insurance coverage, but every small business should start with a general liability insurance policy. Just like insurance policies for your car and home protect your personal assets, general liability insurance safeguards your business and its resources. ![]()
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